It all started with an idea...
In 1915 Mr. A. A. Argo, Sr. (right) had an idea to start a small community bank based on honesty and integrity. Raised in a small community with family values, Mr. Argo wanted his business and community to strive together to create a simple, honest tradition which still remains today.

Armed with an idea and limited cash, Mr. Argo asked eight of his closest community friends to buy into his idea. On January 21, 1916, Farmers & Merchants Bank opened its doors with $10,000 in authorized capital stock divided into 100 shares worth $100 each. Mr. Argo, Sr. served as the bank's first president.

In 1935, Mr. A. A. Argo, Jr. (left) began working in the bank learning the quality business ethics and community service values from his father. In 1960 Mr. Argo, Jr. was named president of Farmers & Merchants Bank, a position he held until 1980.

In 1981, Mr. George L. Atwood took over as President & CEO after working at Farmers & Merchants Bank since 1971. Mr. Atwood remains as CEO today and continues to operate Farmers & Merchants Bank in a community bank atmosphere that reflects values of his father-in-law, Mr. A. A. Argo, Jr.

With offices in Trezevant, Bolivar, McKenzie, Rutherford, and Three Way, Tennessee, Farmers & Merchants Bank takes pride in serving our communities with quality, honesty, and value while remaining focused on our long time commitment to our customers' future. At Farmers & Merchants Bank we not only want our communities to bank with us, but bank on us. We have answers to all of your financial needs, Just Ask.