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| Checking Accounts | |||
|
Account
|
Minimum Balance to Open
and to Obtain Interest |
Interest Rate
|
APY*
|
|
NOW
|
$1000.00
|
0.12
|
0.12
|
|
Super NOW
|
$2500.00
|
0.22
|
0.22
|
|
Money Market
|
$2500.00
|
0.55
|
0.55
|
|
Money Market Plus
|
$50,000.00
|
0.90
|
0.90
|
|
* APY = Annual Percentage Yield Fees may reduce earnings on the account. Rates may change after the account is opened. |
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| Savings Accounts | |||
|
Account
|
Minimum Balance to Open
|
Interest Rate
|
APY*
|
|
Savings
|
$25.00
|
0.10
|
0.10
|
|
2012 Christmas Club **
|
$10.00
|
1.12
|
1.12
|
|
2012 Vacation Club**
|
$10.00
|
1.62
|
1.63
|
|
IRA (18 Month)
|
$100.00
|
1.30
|
1.30
|
|
* APY = Annual Percentage Yield Fees may reduce earnings on the account. Rates may change after the account is opened. ** Subject to terms and conditions of the bank ** Rate for 2012 (Vacation Club effective January 1, 2012 / Christmas Club rate effective November 1, 2011) |
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 Equal Housing Lender |
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