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Checking Accounts
Account
Minimum Balance to Open
and to Obtain Interest
Interest Rate
APY*
NOW
$1000.00
0.12
0.12
Super NOW
$2500.00
0.22
0.22
Money Market
$2500.00
.25
.25
Money Market Plus
$50,000.00
1.00
1.00
* APY = Annual Percentage Yield

Fees may reduce earnings on the account.
Rates may change after the account is opened.


Savings Accounts
Account
Minimum Balance to Open
Interest Rate
APY*
Savings
$25.00
.10
.10
Christmas Club II**
$10.00
2.09
2.09
Vacation Club
$10.00
3.08
3.12
IRA (18 Month)
$1000.00
2.00
2.01
* APY = Annual Percentage Yield

Fees may reduce earnings on the account.
Rates may change after the account is opened.

** Subject to terms and conditions of the bank

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Member FDIC
Farmers & Merchants Bank

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*Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.

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Equal Housing
Lender
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